Our Insurance Plans

Choose the cover that's right for your family

Affordable premiums with meaningful payout benefits. All plans include grocery vouchers to help families during difficult times.

Individual Plans

Cover Type: Individual

Individual Plan A

Age GroupPremiumPayout Benefit
18–64R90 / monthR15 000
65–74R215 / monthR15 000
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Cover Type: Individual

Individual Plan B

Age GroupPremiumPayout Benefit
18–64R310 / monthR30 000
65–74R460 / monthR30 000
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Family Plans

Cover Type: Family

Family Plan A

Cover: Policy Holder + Spouse + Up to 6 Children under 21
AgePremiumPayout Benefit
18–64R240R15 000
65–74R310R15 000

Extended Members

Age GroupPremium
0-21R10
22-29R20
30-64R40
65-74R50
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Cover Type: Family

Family Plan B

Cover: Policy Holder + Spouse + Up to 6 Children under 21
AgePremiumPayout Benefit
18–64R590R30 000
65–74R830R30 000

Extended Members

Age GroupPremium
0-21R10
22-74R120
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Masiphekisane Group Cover

Cover Type: Group Funeral Cover

Masiphekisane Class 1

CoverageTotal PeoplePremium
2 Adults + 6 Children (under 21)8 peopleR110 /month

Benefits

  • R5 000 grocery before the funeral
  • R1 000 for Drinks
  • 2× Big cooking pots
  • Free Coldroom or R1 000
  • 1× Sheep/goat or R3 000 Cash
  • R3 000 grocery after Funeral
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Cover Type: Group Funeral Cover

Masiphekisane Class 2

CoverageTotal PeoplePremium
3 Adults + 6 Children (under 21)9 peopleR250 /month

Benefits

  • R5 000 grocery before the funeral
  • R1 000 for Drinks
  • 2× Big cooking pots
  • Free Coldroom or R1 000
  • 1× Sheep/goat or R3 000 Cash
  • R3 000 grocery after Funeral
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Cover Type: Group Funeral Cover

Masiphekisane Class 3

CoverageTotal PeoplePremium
4 Adults + 6 Children (under 21)10 peopleR350 /month

Benefits

  • R5 000 grocery before the funeral
  • R1 000 for Drinks
  • 2× Big cooking pots
  • Free Coldroom or R1 000
  • 1× Sheep/goat or R3 000 Cash
  • R3 000 grocery after Funeral

Additional Members

Age GroupPremium
0-21R10
22-29R20
30-64R40
65-74R50
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* Terms & Conditions Apply. Planter Life is an Authorised Financial Service Provider FSP 50648.